A Home Buyers Guide

First-time home buying can be an exciting yet complex process. To help you navigate through it successfully, here’s a step-by-step guide:

1. Assess Your Financial Situation:

Calculate your budget by considering your current income, expenses, and savings. Determine how much you can afford for a down payment and monthly mortgage payments. Check your credit score and work on improving it if necessary.

2. Get Pre-approved for a Mortgage:

Consult with different lenders to find the best mortgage rates and terms. Get pre-approved for a mortgage to know exactly how much you can borrow. This will also make you a more competitive buyer.

3.Create a Wish List:

List the features you desire in a home such as location, size, number of bedrooms, etc. Differentiate between "must-haves" and "nice-to-haves."

4.Start House Hunting:

Use online platforms and work with a real estate agent to find properties that match your criteria. Visit homes to get a feel for different neighborhoods and house styles.

5.Make an Offer:

Once you find a suitable home, work with your real estate agent to make an offer. Consider market conditions, recent comparable sales, and the advice of your agent when determining your offer price.

6.Closing the Deal:

Schedule a final walkthrough to ensure any agreed-upon repairs have been completed. Sign the necessary paperwork during the closing meeting, including the mortgage agreement and other legal documents. Pay the closing costs,

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Mario Teran Isturiz

Keller Williams DTC, LLC REALTOR®